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French Home Mortgage Financing
French home mortgage
financing is available through the leaseback system;
a scheme unique to France which enables you to afford
your holiday home and to cover a lot or all of the French
mortgage repayments. You will receive a guaranteed
rental income, averaging between 3 to 6%, from
a large holiday company, who will rent out your property
for 9 years, sometimes more.
At the end of the agreed period, you get your property
back, good as new, having received 9 years of rent,
and with 9 years capital appreciation. The other
main advantage of this scheme is that when you originally
buy your property, you don't have to pay VAT, which
represents a 19.6% saving.
The leaseback scheme is an excellent way of acquiring
financing for a French
home mortgage with very little risk and while
it is not as flexible as renting without a guaranteed
lease, it does make sound financial sense
FMX French Mortgage Advice: Lease-back financing
in France is a specialised activity and is not covered
by all French banks; FMX can advise on specialist French
home mortgage providers
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"Matt Frost and his team at FMX know and understand the definition of customer service. No matter how complicated or problematic a situation, they make the extra effort and find the solution. They make it work for their clients"
Vincent Patricelli, Var, France
"I received a first class service from FMX and at a competitive price"
Nigel B., Cote D 'Azur, France
"It can be very difficult to make your way through the French bureaucracy, especially if your French is limited. I found the support from FMX excellent, and without Claire’s help I would have given up. I am happy to recommend their services"
B.G., Midlands, UK
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