This product is primarily designed for the Property Investor in France who is looking to have the flexibility of paying off the loan at any time without incurring penalties.  Coupled with this, the product has a superb Interest rate of only 2.7%. The loan applicant(s) must have a deposit of 30% to qualify.

If you are Intersted in Finding out more about this

Incredible French Mortgage Offer

please call us now: +33(0)4.92.98.80.70 or complete the Enquiry Form

Loan Characteristics

• Minimum Loan Amount: €100,000  Maximum €1,000,000
• Minimum Down-Payment: 30% of Purchase Price
• Rate: 2.7%
• Term: From 10 to 30 year
• Minimum monthly revenue required of €6,000. 

Not suitable for retired applicants. This is an interest-only loan for the first 10 years followed by a second period of a repayment loan for up to 20 years.

Information Required:

• Name
• Age of Borrower(s)
• Nationality
• Monthly Salary (location, currency)
• Savings
• Details of any existing loans (amount, term and monthly payment)

Documents Required:

• A photocopy of each borrower’s passport
• A photocopy of each borrower’s birth certificate.
• Photocopy of marriage certificate if applicable.
• A letter from your employer specifying your position, length of service, and monthly income. If you have been there less than 2 years please also provide information about your previous employer.
• Copies of the last 3 month’s salary slips.
• Justification of your personal contribution (proof of down-payment) eg. bank account statement, building society statement showing you have the funds for down-payment.
• Photocopies of the last 3 consecutive monthly bank statements showing income, loans, mortgages & regular outgoings .If you have more than one bank account please indicate clearly where your salary is deposited each month.
• Details of any existing loans and mortgages plus, proof of ownership (title deeds, solicitors letter etc).
• A copy of your “Compromis de Vente” or Reservation Contract for the property you intend to buy.
• Signed completed application form and health questionnaire

LOAN APPROVAL WITHIN SEVEN WORKING DAYS