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Required Documents

Below is a list of documents French Mortgage Xpress and the banks will require to proceed with your proposed French Mortgage file:

    Copy of passport(s)

  1. Copy of Utility Bill showing name and home address
  2. Copy of Marriage Certificate. (if applicable)
  3. Copy of Divorce Certificate. (if applicable)
  4. Copy of 3 month’s personal bank statements showing salary and any existing monthly loan payments.
  5. Last 2 Year’s Income tax returns or P60’s
  6. Last 3 month’s payslips
  7. If you are self-employed, balance sheet for the last 2 years attestation from your accountant confirming your income, and a copy of your latest 2 tax declarations
  8. For 2 people purchasing together (married couple/ partner/ business partner): the French Mortgage application must be made in both names and signed by both parties
  9. 2 x Insurance Questionnaires completed and signed
  10. Reservation Contract or Compromis de Vente including plans and signed by Purchaser and Seller

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT. CHANGES IN THE EXCHANGE RATE MAY INCREASE THE STERLING EQUIVALENT OF YOUR DEBT.