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Helpful information on French Mortgages

    • Acte de Vente for a French Property
    • Bridging Loan with a New French Mortgage
    • Clause Suspensive
    • Compromis de Vente
    • Costs and Charges
    • Taxation in France
    • Equity Release on a French Property
    • Required Documents
    • The Role of a Notary
    • 12 Steps to owning a house in France
    • FAQs
    • Jargon Killer
    • French Mortgage – Improve your chances of success
    • The Best Foreign Exchange Rates
    • News
    • Superyacht Crew Mortgage

Required Documents - Your French Mortgage in 3 easy steps

Below is a list of documents needed for a mortgage in France. Both French Mortgage Xpress and the banks
will require these documents in order to proceed with your proposed French Mortgage file:

Pack of sheets of paper fastened by paper clips

  1. Copy of passport(s)
  2. Copy of Utility Bill showing name and home address
  3. Copy of Marriage Certificate. (if applicable)
  4. Copy of Divorce Certificate. (if applicable)
  5. Copy of 3 month’s personal bank statements showing salary and any existing monthly loan payments.
  6. Last 2 Year’s Income tax returns or P60’s
  7. Last 3 month’s payslips
  8. If you are self-employed, balance sheet for the last 2 years attestation from your accountant confirming your income, and a copy of your latest 2 tax declarations
  9. For 2 people purchasing together (married couple/ partner/ business partner): the French Mortgage application must be made in both names and signed by both parties
  10. 2 x Life Insurance Questionnaires completed and signed
  11. Reservation Contract or Compromis de Vente including plans and signed by Purchaser and Seller
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